🏠 Toolkit — Housing & Finance

Finding Off-Campus Housing
in the US & Canada

A practical guide to finding safe, affordable housing near your university — from which websites to use to what to watch out for in a lease.

📅 Last Updated: June 2025 ⏱️ Read Time: ~12 minutes 🌍 Applies To: US & Canada
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On-Campus vs. Off-Campus: Which Is Right for You?

For most international students in their first year, on-campus housing is strongly recommended. It's safer (no lease to negotiate remotely), closer to classes, and makes it far easier to meet people. However, it's usually more expensive than off-campus alternatives, and availability is often limited.

Off-campus housing becomes the better choice by year two or three, when you know the city, have built a network of potential roommates, and understand the local rental market. The savings can be significant — sometimes $400–700/month less than on-campus options.

Typical Monthly Rental Costs by City (2025)

These are average costs for a shared bedroom in a 2–4 person apartment, which is the most common setup for students.

Toronto, ON

$900–1,400 CAD/month

Competitive market. Start searching 3–4 months early. Scarborough and North York are more affordable.

Vancouver, BC

$1,000–1,600 CAD/month

One of North America's most expensive cities. Burnaby and Surrey are significantly cheaper.

Montreal, QC

$650–1,000 CAD/month

Most affordable major Canadian city. Bilingual environment — some landlords prefer French speakers.

Boston, MA

$1,100–1,700 USD/month

Expensive but walkable. Allston, Brighton, and Somerville are student-heavy and relatively affordable.

New York, NY

$1,200–2,000 USD/month

Extremely competitive. Queens and the Bronx are more affordable. Never sign without viewing in person.

Chicago, IL

$800–1,200 USD/month

More affordable than coastal cities. Hyde Park (U of C) and Lincoln Park (DePaul) are popular student areas.

Austin, TX

$750–1,100 USD/month

Growing market. UT Austin area is competitive but surrounding neighborhoods offer good value.

Ann Arbor, MI

$700–1,050 USD/month

College town — everything is within walking/biking distance of campus. Sign early, leases fill by March.

Where to Search for Apartments

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Facebook Groups (Best Starting Point)

Search "[Your University] Housing", "[City] Sublets", or "[University] Arab Students" on Facebook. These groups are where most student-friendly listings and roommate searches happen. JANA chapters often run their own housing groups.

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Zillow (USA)

The most widely used US real estate site. Good for browsing apartment listings and understanding market prices in a neighborhood before you start contacting landlords.

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Apartments.com (USA)

Extensive verified listings with photos and virtual tours. Good for professional apartment buildings. Less useful for student-shared housing.

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Kijiji (Canada)

Canada's equivalent of Craigslist. Widely used for room rentals, sublets, and shared housing across all Canadian cities. Free to post and browse.

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Craigslist (USA — Use With Caution)

Still active in most US cities, especially for sublets. Be cautious of scams: never wire money to someone you haven't met, and never pay a deposit without signing a lease.

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Your University's Off-Campus Housing Board

Most universities maintain a verified off-campus housing listing board. These landlords have agreed to certain standards and are more likely to be student-friendly.

How to Avoid Rental Scams

What to Check in a Lease Before Signing

Security Deposit Rules Vary In Ontario, security deposits are limited to one month's rent by law. In many US states, landlords can charge up to 2 months. Always get the deposit terms in writing — the conditions for full refund must be clearly stated in your lease.

Roommate Tips

Sharing with roommates is the single most effective way to reduce housing costs. Most JANA chapter communities have active roommate-matching channels — ask your chapter coordinator before you sign anything.

JANA Community Tip The best housing leads come from people already on campus. Message the JANA chapter at your destination school before you start searching — they almost always know of upcoming vacancies from students who are leaving or graduating.
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